UK & OTHER PENSION TRANSFERS

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Retirement Planning
UK & Other Pension Transfers
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Why lose up to 40% in tax ... and up to 5% in fees? 

At last, a good pension transfer option

We can help you transfer a UK or other pension to New Zealand, saving you a great deal of tax and commission costs, and enabling your retirement portfolio to be professionally managed from a local point of view. 

Many new and returning New Zealanders – particularly those coming from the UK – have pension funds that can be transferred to New Zealand. Until recently we didn’t like the options.  High fees, currency risks, and inefficient tax rules meant we rarely advised clients to make the transfers.  Now that’s changed.  If you have a UK or other pension or superannuation plan you should talk to us.  We may be able to save you large amounts of tax and move it into a more efficiently managed, transparent portfolio at very low cost – all without having to move a cent into NZ dollars.

Not only do we investigate, advise on, and arrange transfers, we can also tailor your portfolio once it is here, leaving funds in British Pounds or other currencies for as long as this seems prudent, taking account of your personal circumstances and plans.

Very good reasons

If you have money in super funds or offshore pensions – especially UK pensions – there are very good reasons you should give us a call

No commission on the transfer!  There are many operators in the area that take (high) commissions. We are fee-only advisers.

• No commission on transfers!  Most operators in this area take substantial commissions.  As fee-based advisers we take none. 
• No tax deducted from your transfer sum!  We may be able to save you up to 40% tax on this.
• Professional, locally-based advice right through the process, and a personally designed portfolio once your money is here.
• No need for currency losses – we invest directly into foreign currencies to minimise any currency risk.
• No requirement to buy an annuity at retirement.
• Access to your UK pension transfer proceeds (up to 25% immediately and 100% after 5 years of residency outside the UK).

We can also transfer funds from New Zealand based super schemes and other overseas pensions.

Click here to download a brochure with more details on pension transfers.

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